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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

Affordability, For Buyers, Mortgage Rates / By

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the …

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Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market

For Buyers, For Sellers, Foreclosures / By

If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that’s a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear: Today’s foreclosure numbers are in line with what’s considered normal High home equity is …

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Are Big Investors Really Buying Up All the Homes? Here’s the Truth.

For Buyers / By

It’s hard to scroll online lately without seeing some version of this claim: “Big investors are buying up all the homes.” And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping …

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The Credit Score Myth That’s Holding Would-Be Buyers Back

First-Time Buyers, For Buyers, Rent vs. Buy / By

Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t. And sometimes, it’s their credit score that’s holding them back. According to a Bankrate survey, 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage. That may …

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Expert Forecasts Point to Affordability Improving in 2026

For Buyers, For Sellers, Forecasts, Home Prices, Inventory, Mortgage Rates / By

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? …

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Why Pre-Approval Should Be Your First Step – Not an Afterthought

Buying Tips, First-Time Buyers, For Buyers / By

Finding the right home feels exciting – but being pre-approved for your loan is what makes it possible. Whether you’re planning to buy soon or still just thinking about it, getting pre-approved is one of the best moves you can make. Here’s why. 1. What Is Pre-Approval, Really? Pre-approval is much more than a guess. …

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Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.

First-Time Buyers, For Buyers / By

If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a …

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Turning a House Into a Home: The Benefits You Can Actually Feel

First-Time Buyers, For Buyers, Rent vs. Buy / By

There’s a lot of conversation about home prices, mortgage rates, and affordability right now – and those things are important. But if you’re thinking about buying a home, it’s worth remembering something the headlines rarely talk about: people don’t buy homes just for financial reasons. They buy them for their lives. Because while homeownership can …

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